5 Ways Your Amex Platinum Card Can Get You Amazing Deals


Because my oldest child squeezes every dollar like Scrooge McDuck, I was curious when he began using The Platinum Card® from American Express, because of its hefty annual fee (see rates and fees). Still, it took me a year or two to investigate what he saw in it. Once I did, I applied for a card of my own and haven’t looked back. Here’s why.

1. Membership welcome bonus

The membership welcome bonus is amazing. When I applied, Amex offered 150,000 bonus points as long as we spent a specific amount of money within the first few months. (Note: The offer varies; currently new card members can earn 80,000 points upon spending $8,000 in the first 6 months. Terms apply).

My husband and I are in the habit of putting our everyday expenses on a credit card and paying the card off once a week (although once a month would work just as well). And since we also put larger bills and utility payments on the card, it was easy to meet the spending requirement.

A few months later, we used the bonus points to reserve a great boutique hotel in Puerto Rico, but there were dozens of other ways we could have cashed in on those points. For example, as Amazon Prime members, we could have used them to make Amazon purchases.

2. Amex covered our TSA PreCheck

My husband is not great about standing in line, so I’m especially grateful that our Amex Platinum Card paid the fee for us to apply for TSA PreCheck (terms apply). Once approved for PreCheck, we could skip the long lines at airports and head straight for the (much shorter) TSA PreCheck line. While getting to keep our shoes on is a nice perk, the best part of PreCheck for us is definitely the way it speeds up the security process. It cuts down on the quiet grumbling of the guy standing behind me tremendously.

As we stood in the shorter PreCheck line a few weeks ago, we realized that the Global Entry line is even shorter. The Amex Platinum Card will also reimburse us when we apply for Global Entry (terms apply).

3. Uber Cash

We don’t spend a lot of time in Ubers unless we’re out of town. However, we take advantage of the allotted $15 monthly Amex Platinum Card credit by having Uber Eats deliver food. We still tip the driver, of course, but Amex credits our card for the delivery fee (terms apply, enrollment required). In December of each year, the Amex Platinum Card credits us up to $35 instead of the usual $15.

4. Walmart+ credit

Of all the benefits we receive by being Amex Platinum Card holders, this one is probably my favorite. I have neither the interest nor the inclination to shop. It’s just not my thing. But because we use our Amex to cover the monthly $12.95 cost of Walmart+ (terms apply, enrollment required), I rarely have to stroll through the store.

Here’s how it works: The cost of Walmart+ is charged to our Amex card each month and then immediately reimbursed by Amex. Due to this seamless transaction, I get free grocery delivery, free shipping on non-grocery items, discounts on prescriptions, discounts at Walmart gas stations, and a free Paramount+ subscription.

A few hours ago, I realized I’m out of fabric softener. Fortunately, I can order this afternoon and expect it to be delivered by tomorrow. I’m aware of what a small thing that is, but it’s a gift when the rest of my life feels so busy.

5. Digital entertainment credit

The Amex Platinum Card returns $20 a month to us for a few of the streaming services my household uses (terms apply). We have our favorites, but here are the services and subscriptions currently covered:

  • Disney+
  • The Disney Bundle
  • ESPN+
  • Hulu
  • Peacock
  • The New York Times

I’ve also been credited for our SiriusXM subscription, but that deal ends on May 7, 2024, at which point I plan to cancel our subscription. Since I’ll no longer receive a credit, we’ll switch to Apple, Spotify, or Amazon’s ad-free music streaming service. All three are less expensive than I’m currently paying for Sirius, and I’m keen to leave as much money as possible in the checking account.

What I’ve found great about the Amex Platinum Card is that it changes with us. For example, in years when we travel more, we can fall back on deals like a $200 airline fee credit, complimentary access to American Express Centurion Lounges in airports around the world, and elite status at Hilton and Marriott hotels. We even have elite status at Avis, Hertz, and National Car Rental. (Terms apply; enrollment may be required.)

When I checked the website this afternoon, I noticed that my Amex Platinum Card currently offers more than 100 limited-time offers, several of which would save me money this month. The trick for me is remembering to check out current offers each week while I’m online to make a payment.

Unless you take control, any credit card can get you into trouble. However, having a plan (and, more importantly, sticking with that plan) allows you to take advantage of the deals that benefit you most.

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