Best Cash Back Credit Cards for April 2024


More about our top cash back credit card picks:

Wells Fargo Active Cash® Card

Cardholder ratings: not provided on the Wells Fargo Active Cash® Card page.

Why we picked it: If you’re looking for flat rate cash rewards, this card is a great pick. There are no bonus spending categories so you won’t earn more if you spend at certain places.

Apply for Wells Fargo Active Cash® Card


Discover it® Cash Back

Cardholder ratings: 4.7 from 33,719 reviews as of 3/12/2024

Why we picked it: We can’t think of many cards with a cash back program like this one. Get 5% cash back on rotating quarterly categories when activated (up to the quarterly maximum spend), plus unlimited cash back match at the end of your first year. The mobile app is also easier to use and much more modern looking than competitor apps. Keep track of your cash back bonus balance via Discover’s Spend Analyzer. Best of all, you can redeem your rewards right from your phone or tablet.

Apply for Discover it® Cash Back


Capital One QuicksilverOne Cash Rewards Credit Card

Cardholder ratings: 4.6 from 10,210 reviews as of 3/12/2024

Why we picked it: It normally takes good or excellent credit to get approved for a card with a high cash back rate. This Capital One card is a notable exception. It’s possible to qualify with a 580 credit score — many cards that earn similar rates require a credit score of 640 to 670.

Apply for Capital One QuicksilverOne Cash Rewards Credit Card


Blue Cash Preferred® Card from American Express

Cardholder ratings: not provided on the Blue Cash Preferred® Card from American Express page.

Why we picked it: Do you ever find yourself spending hundreds of dollars at the grocery store in hopes to satisfy your family’s hungry appetite? If so, this cash back card may be the right pick. This is one of the highest cash back rates we’ve seen for groceries and streaming.

Apply for Blue Cash Preferred® Card from American Express


Chase Freedom Flex℠

Cardholder ratings: not provided on the Chase Freedom Flex℠ page.

Why we picked it: This Chase card is loaded with bonus categories. It has rotating quarterly bonus categories and fixed bonus categories. Cash back cards normally give you one or the other, but not both.

Apply for Chase Freedom Flex℠


Bank of America® Customized Cash Rewards credit card

Cardholder ratings: not provided on the Bank of America® Customized Cash Rewards credit card page.

Why we picked it: Earning 3% in a category you choose is a standout perk, especially since the category options are areas where many people spend a large amount. Also, if you keep enough money with Bank of America to get into its Preferred Rewards program, one of the many benefits is a credit card rewards bonus, effectively boosting your card’s cash back rate.

Apply for Bank of America® Customized Cash Rewards credit card


Citi Double Cash® Card

Cardholder ratings: 4.5 from 467 reviews as of 3/12/2024

Why we picked it: Rewards look different for this card, as it will show up on your account as “ThankYou points” instead of traditional dollar amounts. This means you’ll earn 1 ThankYou point for every $1 spent on purchases. You’ll also get an additional ThankYou point for every $1 paid on your balance. All that to say, you’ll still get 2% cash back on purchases.

Apply for Citi Double Cash® Card


Discover it® Student Cash Back

Cardholder ratings: 4.8 out of 1,837 reviews as of 3/12/2024

Why we picked it: When you’re in college, you probably wouldn’t mind saving money where you can, and this student credit card from Discover definitely helps. A 5% cash back rate in quarterly bonus categories (up to the quarterly limit, when you activate) is among the highest we’ve seen for a student credit. Discover’s Cashback Match is also a highly valuable perk only found with Discover credit cards.

Apply for Discover it® Student Cash Back


Discover it® Secured Credit Card

Cardholder ratings: 4.6 from 2,729 reviews as of 3/12/2024

Why we picked it: Discover packs in some rewarding benefits that we usually don’t see from secured credit cards, including cash back rewards and a sign-up bonus. It also makes redeeming cash back quick and easy, with multiple redemption options and no minimums.

Apply for Discover it® Secured Credit Card


Ink Business Cash® Credit Card

Cardholder ratings: not provided on the Ink Business Cash® Credit Card page.

Why we picked Ink Business Cash® Credit Card:

You have to spend money to make money, but it will be much easier with this Chase business card. The sign-up bonus of $750 is the largest we’ve found from a no annual fee credit card. That, and the generous cash back rates, give this card some serious rewards potential.

Apply for Ink Business Cash® Credit Card


Prime Visa

Cardholder ratings: 4.1 from 105,416 global ratings as of 3/12/2024

Why we picked it: It’s the ultimate Amazon credit card. The cash back rates at Amazon, AmazonFresh, and Whole Foods are as good as it gets among the card offers we’ve seen.

Apply for Prime Visa


U.S. Bank Cash+® Visa Signature® Card

Cardholder ratings: 4.4 from 10,398 reviews as of 3/12/2024

Why we picked it: This U.S. Bank card puts you in control. It offers the highest cash back rate we’ve found for categories that you choose, and it offers some unique bonus categories that aren’t seen often. If your spending habits change, you can make sure your credit card’s rewards change, too.

Apply for U.S. Bank Cash+® Visa Signature® Card


Bread Cashback™ American Express® Credit Card

Cardholder ratings: not provided on the Bread Cashback™ American Express® Credit Card page.

Why we picked it: It earns an unlimited 2% back on purchases and doesn’t charge a foreign transaction fee. The cards we’ve found that match its cash back rate charge a 3% foreign transaction fee, so they’re not as useful abroad.

Apply for Bread Cashback™ American Express® Credit Card




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